Why Grand Rapids Families Work With Us

Grand Rapids has no shortage of law firms. What it has a shortage of is published prices. Call most firms about a trust and you will get a consultation, then a quote, then an hourly-billed engagement where questions cost money. Harbor Law flips that: the full price list is on the pricing page, couples are one engagement at one price, and questions are always included.

The second difference is follow-through. Plenty of Grand Rapids families already have a trust in a binder on a shelf, and many of those trusts own nothing, because the house was never deeded in and the accounts were never retitled. An unfunded trust does not avoid probate. In Michigan, solely owned assets over $25,000 generally send an estate to probate court (MCL 700.3982), and for Grand Rapids that means the Kent County Probate Court, a public, court-supervised process that commonly takes seven months to a year. Our Concierge plan exists so that never happens to your family: we record the deeds with the Kent County Register of Deeds at 300 Monroe Ave NW, submit the retitling paperwork, and close the engagement with a written funding confirmation letter.

Built to Work With Your Advisor

Much of our Grand Rapids work comes through financial advisors and CPAs whose clients need estate documents that match the financial plan. We coordinate directly with your advisor on account retitling and beneficiary designations (with your permission), so the trust, the investment accounts, and the insurance all tell the same story. If your advisor has been telling you to "get your trust done," this is the practice built for exactly that handoff.

What It Costs

Three plans, all flat fee: Essentials at $1,000 (will-based), the Signature Trust Plan at $2,000 (trust-based, one deed recorded, written funding roadmap), and the Concierge Trust Plan at $3,500 (we fund everything for you). Transferring your Grand Rapids home into your trust does not uncap your property taxes or affect your Principal Residence Exemption (MCL 211.27a(7)(a)), and it does not trigger your mortgage's due-on-sale clause.

Most plans finish in days: secure online intake, attorney drafting, and one signing appointment with witnesses and notary handled.